Update my fund choices or provider to help meet my financial goals. ; Ph.D., U. of Texas. Greg Benesh, Professor of Physics. An annual TIAA Plan Servicing Fee of $191 is assessed if you maintain a Retirement Choice and/or Retirement Choice Plus account. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. John "J.T." Buford Randall Jean, Ph.D., Professor of Electrical and Computer Engineering. For financial guidance, call 800-842-2252 to speak to a TIAA financial consultant. You can put money away for retirement while saving on taxes. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. (1968-2000)B.M., Morningside College Conservatory of Music; M.M., Indiana U.; D.M.A., U. of Arizona. Howard L. Rolf, Ph.D., Professor of Mathematics. TIAA has partnered with Notarize.com (www.Notarize.com/TIAAOpens in a new window) to offer a digital and secure way for you to fulfill notarization requirements for your forms. (1958-1999)B.S., Baylor U.; M.Ed., U. of Texas. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. (2001-2012)B.S.N., Valdosta State U.; M.S.N., Troy State U.; D.S.N., U. of Alabama, Birmingham. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. Thomas R Hunt, III, MD, DSc, FACHE Hand/Wrist/Elbow Surgeon - Educator, Author, Innovator - Fmr. Janelle Walter, Ph.D., Professor of Family and Consumer Sciences. Robert T. Doty, Ph.D., Professor of Mechanical Engineering. Patricia W. Prewitt, Ph.D., Professor of Educational Psychology. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Think about using the Retirement Advisor ToolOpens in a new window to get more insights or call one of our experienced financial consultants to discuss more options at 800-842-2252. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. Take advantage of your jobs retirement benefits. Donald R. Farris, Ph.D., Professor of Electrical and Computer Engineering. (1980-2008)B.S., Virginia Polytechnic Institute and State U.; M.S.,ibid. (1970-2005)A.B., Washington U.; B.D., Eden Theological Seminary; M.A., State U. of New York; Ph.D., Cornell U. John C. Flynn, Ph.D., Professor of Psychology and Neuroscience. (1995)B.S., Wayland Baptist U.; M.Ed., Texas Tech U.; Ed.D., U. of Colorado. Is there a tax advantage to owning variable annuities versus mutual funds? Each is solely responsible for its own financial condition and contractual obligations. Charles J. Isoline, Ed.D., Professor of Art. Emeriti Retirement Health Benefit. (1978-1980 1980-2019)B.S., Baylor U.; M.S., Kansas State U.; Ph.D.,ibid. (1987-2007)B.S., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. Mutual funds offer systematic withdrawals. Baylor College of Medicine, one of the top-ranked medical schools in the country, is well known for its exceptional, innovative, and collaborative research environment. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Billie H. Nowlin, Ed.D., Professor of Home Economics. (1985-2005)B.B.A., U. of Texas; M.B.A., U. of North Texas; Ph.D., U. of Arkansas, Fayetteville. Willis, Ph.D., Professor of Information System. If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. Ronald Beal, LL.M., Professor of Law. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Strategic Plan 2024-2028; Strategic Plan 2012-2017; Strategic Plan 2006-2011; Informatics and Information Technology Strategic Roadmap; . (1994-2020)B.S., Virginia Polytechnic Institute and State U.; M.S., ibid. ; Ph.D.,ibid. (1972-2006)B.A., Baylor U.; B.D., Southwestern Baptist Theological Seminary; M.A., Baylor U.; M.A., Cornell U.; Ph.D.,ibid. You can choose to receive income for a set period of two to 30 years, depending on the terms of our contract and your plan's rules (and not to exceed your life expectancy). The TIAA group of companies does not provide legal or tax advice. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. Save at least enough to trigger your employer's match (if available), Aim to save a total of 10-15% pre-tax annually, Add incremental increases annually to painlessly boost your savings over time, Contribute as much as you can afford, up to the IRS limit, Get the most from any employer matches (if they're available). Actual account balances will be determined by the contributions made and any investment gains or losses. Have an edit or suggestion for this page. (1982-2020)B.A., Rice U.; M.S., Northwestern U.; M.S., Baylor U.; Ph.D., Northwestern U. Rena Bonem, Ph.D., Professor of Geosciences. Who can participate in this plan? Frederick R. Gehlbach, Ph.D., Professor of Biology. ; Ph.D., U. of Texas, Arlington. Frauke A. Harvey, Ph.D., Professor of German, Russian and Japanese. Harry Elzinga, Ph.D., Professor of Musicology. Louis Muldrow, J.D., Professor and the Abner V. McCall Professor of Evidence. ; M.A., Denver Seminary; Ph.D., Texas A&M U. Ann W. Karaffa, Ph.D., Professor of Curriculum and Instruction. Martha L. Sanford, Ph.D., Associate Professor of Nursing. George Gawrych, Professor of History. (1956-1991)B.S., Baylor U.; M.S., Wichita State U.; Ph.D., U. of Wisconsin. (E.E. Current curriculum vitae of the candidate. ; Ph.D.,ibid. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Robert Darden, Journalism, Professor of Journalism, Public Relations and New Media (1999-2022)B.A., Baylor U.; M.A., U. of North Texas. How do I find an online Notary? Learn ways to save and invest to help you prepare for your retirement. (2005-2020)B.S., Baylor U.; M.S., Texas Tech U.; Ph.D., ibid. Is there a tax advantage to owning variable annuities versus mutual funds? (1973-2018).B.B.A., Baylor U.; M.B.A.,ibid. (1978, 1980-2013)A.B., College of the Holy Cross; Ph.D., Tulane U. Michael N. Cassell, Ph.D., Associate Professor of Accounting. I'm passionate about genetics, data science, and technology. If you need some of your retirement savings in cash, you can withdraw your TIAA Traditional Account balance through a Transfer Payout Annuity (TPA) under the terms of the contract. Baylor College of Medicine 401 (a) Retirement Plan This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. This will be identified as "TIAA Plan Servicing Credit" on your statements. Your plan may distribute your entire balance if the value does not exceed $2,000. In some cases, an investment provider may pay a portion of an investment's expense ratio to TIAA, the recordkeeper, to help offset the cost of plan administration. *Guarantees are subject to the claims-paying capability of the insurer. Lyle C. Brown, Ph.D., Professor of Political Science. We realize the enrollment process requires making tough decisions. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. (Hon. Member FDIC. (1995- 2001)B.S., Baylor U.; M.S. Payments from variable accounts will fluctuate based on investment performance. You may have access to these products when you choose your options in enrollment. (2004-2020)B.S., Tarleton State U.; M.Ed., ibid. Students. . ; Ph.D., U. of Texas. Then, determine your comfort level with risk and reward. Password: Use 6 to 20 letters, numbers and/or special characters, Baylor College of Medicine 403(b) Tax Deferred Investment Plan, Baylor College of Medicine 401(a) Retirement Plan, Enrolling is fast and easy: Simply select. (1984-2018).B.A., U. of California, San Diego; M.Div. ; Ed.D.,ibid. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. (1990-2014)B.A., U. of South Carolina; M.A.,ibid. Login now. (1973-2011)B.S. Baylor has the lowest tuition rates among all private medical schools in the country ($29,900), resulting in an average student-loan debt of $108,136that's $95,000 less than the average for U.S. medical school graduates from private schools and $72,000 less than medical school graduates from public schools, counting medical schools that . Read it carefully. Texas Tech U. Jeffrey S. Powers, M.M., Professor of Instrumental Studies. (1976-2017)B.A., Washington U.; M.A.,ibid. R. Michael Rogers, J.D., Professor of Law. may. L. Kent Gilbreath, Ph.D., Professor of Economics. If you were born in 1959, federal guidance is needed to determine if your RMD Applicable Age is 73 or 75. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. (1987-2018)B.S., Central Michigan U.; M.B.A ibid. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. Kenneth W. Busch, Ph.D., Professor of Chemistry. Sandra J. Genrich, Ph.D., Professor of Nursing. (1970-1974, 1976-2010)B.S.N., Baylor U.; M.S.N., U. of Minnesota; Ph.D., U. of North Texas. Richard E. Duhrkopf, Ph.D., Associate Professor of Biology. Find out why.Get to Know Houston. (1966-2003)B.A., International Christian U., Tokyo, Japan; Ph.D., Yale U. James M. Warren, Ph.D., Professor of Engineering. (1973-2005)B.B.A., Baylor U.; M.B.A.,ibid. A tax-free way to pay for other qualified out-of-pocket medical expenses - the Emeriti Reimbursement Benefit. (1985-2020)B.A., U. of California; M.S., ibid., Ph.D., ibid. ; Ph.D., Kent State U. Rufus B. Spain, Ph.D., Professor of History. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. You can also contact us online. Mungello, Ph.D., Professor of History. (1980-2013)B.S., College of Idaho; M.S., Baylor U.; Ph.D.,ibid. Roger Olson, Professor of Theology, Truett Seminary (1999-2021)B.A., Open Bible College; M.A., North American Baptist Seminary; M.A., Rice U.; Ph.D., ibid. The City College of New York 160 Convent Avenue New York, NY 10031 p: 212.650.7000. 401(a) Retirement Plan does not offer a loan feature. (1989-2002)B.A., U. of Texas; M.A.,ibid. Professional advice. (1981-2008)B.A., Amherst College; M.A., U. of Massachusetts; Ph.D.,ibid. Personalized services provide access to a number of plan features and investments that you pay for, only if you use them. Each of the foregoing is solely responsible for its own financial condition and contractual obligations. (1963-1995)B.A., Cornell U.; M.S.,ibid. ; Ph.D., Texas Womans U. Susan K. Johnson, Ph.D., Professor of Educational Psychology. Baylor College of Medicine has 723 full-time students (52.6 percent female / 47.4 percent male), 2,447 full-time faculty, and a faculty-student ratio of 3.4:1. Karl A. Umlauf, M.F.A., Professor of Art and Artist in Residence. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician Ron Stanke, Ph.D., Associate Professor of Mathematics. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. Learn about the plan basics, including eligibility, and investment options available through Fidelity and TIAA for Baylor College of Medicine retirement plan(s). (1981-2003)B.S., U. of Wisconsin, River Falls; M.M., Indiana U.; Ph.D.,ibid. (1964-1966; 1969-4985)B.A., San Bernardino State College; B.S., U. of California at Los Angeles; M.S.,ibid. (1989-2015)B.F.A., U. of Texas; M.F.A., Cornell U. John Van Cura, D.M., Professor of Vocal Studies. All persons holding a current Baylor College of Medicine academic appointment (medical, graduate, and postdoctoral students, residents, fellows, staff, and faculty, etc.) (1966-2016)B.A., William Jewell College; M.S., U. of Michigan; Ph.D., U. of Missouri. These lower risk products offer a guaranteed income that you cant outlive. Charlene S. Budd, Ph.D., Professor of Accounting. As you get older, youll likely want to shift to conservative investments with lower risk. ; Ph.D., Texas A&M U. Gary Hardie, Professor of Cello and Coordinator of Strings (1981-2021)B.S., Duke U.; M.F.A., California Institute of the Arts; D.M.A., U. of Iowa. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Dennis Johnston, Professor of Statistical Science (2003-2021)B.S., U. of Texas, Arlington; M.S., U. of Texas; Ph.D., Texas Tech U. Jerry Johnson, Professor of Marketing (1974-2021) B.B.A., Baylor U.; M.B.A., ibid. (2000-2016)B.A., Georgetown College; Ph.D., U. of Texas. (1967-2014)B.A., U. of Texas; Ph.D.,ibid. People are living longer than ever. Here is how it works. (2003-2018)B.A., U. of Dallas; M.A.,ibid. A. Dale Allen, Ph.D., Professor of Management. Generally speaking, riskier investments should be made when youre younger, so you have plenty of time to potentially recoup losses. Robert H. Ray, Ph.D., Professor of English. 15% increase in Pre-65 dependent coverage . Many participants enjoy the diversity of investing in mutual funds in their retirement plans. What is the difference between a mutual fund and an annuity? This may be restricted by the terms of your TIAA contracts. Call today to schedule an appointment or fill out an online request form. Baylor College of Medicine plans to launch a regional campus in Temple, the first extension of the elite Houston school's doctor-training brand in the state. Mary Ellen Davenport, M.S., Assistant Professor of Nursing. First, think about how far off retirement is. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. This fee will be deducted proportionally from each investment in your account Quarterly and identified as "TIAA Plan Servicing Fee" on your statements. 1998-2023 Baylor College of Medicine | One Baylor Plaza, Houston, Texas 77030 | (713)798-4951Have an edit or suggestion for this page? (1967-2005)B.S. (1972-2018)B.M., Florida State U.; M.M.E., George Peabody College; D.M, Florida State U. Dovalee Dorsett, Ph.D., Professor of Statistics and Quantitative Business Analysis. These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Each is solely responsible for its own financial condition . (1985-2005)B.B.A., Baylor U.; M.S., Oklahoma State U.; Ph.D., Michigan State U. Maxine B. Hart, Ed.D., Professor of Information Systems. Plan to save at least enough to cover the essential and inevitable expenses, like healthcare, long after you retire. Harold W. Osborne, Ph.D., Professor of Sociology and Master Teacher. Edwin P. Oxford, Ph.D., Professor of Mathematics. David E. Pennington, Ph.D., Professor of Chemistry and Biochemistry and Master Teacher. are eligible to submit an abstract for presentation as a virtual poster display at the showcase. (1973-2011)B.A., Baylor U.; M.A.,ibid. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. Who would benefit most from owning mutual funds? Many services are necessary for the day-to-day operation of your employer's retirement plan. What is the difference between a mutual fund and an annuity? The office is committed to fostering an environment in which faculty can develop, succeed, and realize their full professional potential. Paul Z. Kemp, M.F.A., Professor of Art. ; Ph.D., Texas Woman's U. Helen Shanley, M.M., Professor of Music. Reviewing your current investment mix to see if you need to rebalance your portfolio as you near retirement. Founded in 1860, New York Medical College (NYMC), one of the nation's largest private health sciences universities, is the leading academic biomedical research university between New York City and the state capital of Albany, NY. Some of these expenses are fixed and other expenses may vary from year to year. ; M.Div., Pittsburgh Theological Seminary; Ph.D., Southern Baptist Theological Seminary. (1998-2017)B.S., Louisiana Tech U.; M.B.A.,ibid. Papers of BCM faculty, staff, departments, students and affiliates (1974-1993)B.F.A., U. of Illinois; M.A.,ibid. Bill T. Adams, Ph.D., Professor of Physics. (1975-2018)B.A., Baylor U.; M.Div., Vanderbilt Divinity School; Ph.D., Vanderbilt U. Robert Piziak, Ph.D., Professor of Mathematics. (1990-2001)B.A., Baylor U.; M.A.,ibid. Tell us about your future goals and well help you plan. tax-free . Western Illinois U.; M.S., U. of Missouri, Rolla; Ph.D.,ibid. (1979-1999)B.S. ; Ph.D., Louisiana State U. Tom Potts, Professor of FinanceB.B.A., Baylor U.; M.S., ibid. Thanks to compounding, any earnings on your investments gets reinvested and can potentially earn even more money, and so on. James Kennedy, Associate Professor of Religion (1986-2021)B.A., Palm Beach Atlantic College; M.Div., Southern Baptist Theological Seminary; M.Phil., Drew U.; Ph.D., ibid. You can leave the tool now and go to Insights to read articles, use tools and see videos that will help you step forward. Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Weldon E. Beckner, Ed.D., Professor of Educational Leadership. Pauline T. Johnson, Ph.D., Professor of Nursing. (1990-2005)B.S., Northwestern State U., of Louisiana; M.S.N.,ibid. Annuities are designed for retirement and other long-term goals. (1981-2018)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; Ph.D.,ibid. (1982-2006)B.A., Michigan State U.; J.D., U. of Virginia. ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. (1982-2017)B.A., Iowa State U.; J.D., U. of Michigan. Pre-Medicine. ; Ph.D., U. of Illinois. (1973-2009)B.A., Texas Womans U.; M.L.S.,ibid. Do not sell/share my personal information. (1966-2003)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; M.A., Baylor U.; Ph.D., Indiana U. Bruce C. Cresson, Ph.D., Professor of Religion. This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. Larry J. Browning, Ed.D., Professor of Curriculum and Instruction. William Thomas, Professor of Accounting and Business Law and Master Teacher. Emeriti Plan Plan overview; 401(a) Retirement Plan 403(b) Tax-Deferred Investment Plan . See Faculty Appointments and Promotions Guidelines. Institute for Clinical & Translational Research, Request for Faculty Appointment/Promotion. (2003-2018)B.S., Texas A&M U.; M.S.,ibid. Mutual funds offer systematic withdrawals. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. Consult an attorney or tax professional regarding your specific situation. W. Hulitt Gloer, Ph.D.,Professor of Preaching and Christian Scriptures. Faculty Affairs & Development organizes workshops on topics such as teaching in different environments, communication skills, curriculum design and more. CMS will require Medicare Advantage plans that cover emergency services worldwide to cover urgent care worldwide . Its California Certificate of Authority number is 6992. Powered by. Contact your HR Benefits Office for additional information and assistance. (1979-2020)B.S., U. of Houston; M.S., ibid. 2. (1963-1965, 1971-2004)B.S., Hardin-Simmons U.; M.S., Oklahoma State U.; Ph.D.,ibid. I have a form requiring notarization. Bioinformatics analyst at Baylor College of Medicine and graduate from the Honors College at the University of Houston. This plan allows you to receive a cash withdrawal. ; D.B.A., Indiana U. Michael W. Mansfield, Ph.D., Professor of Political Science. As you get older, more of that money may need to go toward healthcare and other essential expenses. Department of Biology B.207 Baylor Science Building One Bear Place #97388 Waco, TX 76798-7388 (254) 710-2911 BU_Biology@baylor.edu Apply Visit Make a Gift Emeritus Faculty are nominated by their deans to the President through the Provost. Equal Housing Lender. They offer several payment options, including lifetime income. Mary L. Herrington, Ed.D., Associate Professor of Curriculum and Instruction. John D. Martin, Ph.D., Professor of Finance, Insurance, and Real Estate. ; Ph.D., U. of Georgia. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician (1975-2017)B.F.A., U. of Kansas; M.F.A., Indiana U. Robert B. Kruschwitz, Ph.D., Professor of Philosophy. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. (1986-2009)A.B., Wabash College; M.S., U. of Notre Dame; Ph.D.,ibid. (1961-2011)B.A., Baylor U.; M.A.,ibid. Elizabeth S. Githens, M.A., Professor of English. (1992-2020)B.A., Beaver College; M.A., Louisiana State U.; Ph.D., U. of Texas. (1954-1993)B.S., U. of Texas; M.Ed.,ibid. These payments generally are available to individuals who have attained age 55 but have not yet reached RMD Applicable Age and must begin at least one year prior to reaching RMD Applicable age. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. There are plenty of options and every investor is different. Login now. Who would benefit most from owning mutual funds? The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Mary A. Booras, M.A., Associate Professor of Speech Communication. Delton L. Chesser, Ph.D., Professor of Accounting. View your investment options withTIAA here. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. (1976-2010)B.F.A., Bethany College; M.F.A., U. of Iowa. View your investment options with TIAA here. (1956-1989)B.A., Baylor U.; M.A., U. of Texas. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. Member FDIC. Each year UTHealth, The University of Texas MD Anderson Cancer Center, University of Houston - College of Medicine, UTMB-Galveston, and Baylor College of Medicine holds a one-day symposium. ; Ph.D., Texas Tech U. Philip A. Martin, M.A., Associate Professor of German. David W. Eldridge, Ph.D., Professor of Biology. (1984-2021)B.B.A., Texas Tech U.; J.D., U. of Oklahoma. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. If you do not maintain a Retirement Choice and/or Retirement Choice Plus account and therefore no TIAA Plan Servicing Fee was assessed, your investment revenue share credit will be reduced by the amount of the fee inorder to cover plan administrative services expenses. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. William A. (1984-1996)B.A., Baylor U.; M.A., U. of Illinois; Ph.D., U. of Colorado. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. (1990-2015)B.A., Wichita State U., M.A., Western Washington State U.; Ph.D., U. of Illinois. (2002-2020)B.A., California Baptist College; M.C.M., Southwestern Baptist Theological Seminary; D.M.A., ibid. (1977-2020)B.A., Vanderbilt U.; M.A., Emory U., Ph.D., ibid.